TITLE PENDING
202605300008
Status: #idea
Tags:
TITLE PENDING
TLDR
- US Mobile
- Chase Checking
- SSN
- State ID/DL
- Fidelity CM
- Brokerage
Telecom (Done)
- US Mobile
- Primary option
- Prefer Dark Star if unsure
- Refer to the coverage map to pick
- Also refer to the plan comparison.
- Look for ‘
Varies by network. More plan details →’ on the plans page
- Look for ‘
- Tello
- Great for parking a number for cheap/secondary number
- Includes international calling (for when in India)
Banking (Done)
- Chase Checking Account (with Secure Banking College offer)
- Ensure that you sign up with the college offer in order to avoid the $5 monthly service fee
- Do NOT take a referral for a Chase Checking Account, unless you are sure you also get the College Offer
- Account must be opened in branch.
- The Chase College Checking account has been discontinued. The Chase Secure Banking College offer has replaced it.
- When going to the branch
- Always take an appointment
- Carry all your documents
- After you get the account
- Ensure that Zelle is working
- Setup Venmo (optional)
- Me → Settings → Privacy → Set to Private
- Me → Settings → Privacy → Friends List → Set to Private
- Do NOT open a brokerage account with Chase
- Ensure that you sign up with the college offer in order to avoid the $5 monthly service fee
- Fidelity Cash Management Account
- Amazing customer service
- Might have to go in-person to open your account
- Chase (and other large banks) have very low interest rates, even in their savings accounts
- Will serve as your HYSA. Visa holders may have a hard time getting a HYSA at other online banks
- Refunds ATM fees
- Has checkbook
- It is reasonable to use the Fidelity Money Market Fund (SPAXX) as your core position
- Might need SSN (don’t remember)
- New account direct deposit options
IDs (TODO)
- SSN
- Will need a job (TA, RA, on-campus, internship, etc.) to get an SSN
- Find the nearest SSA office and book an appointment
- Carry all your documents
- State ID/DL
- TODO
Brokerage (TODO)
- Fidelity
- Keeps it simple. Good for investing
- Great customer support
- Might need SSN (don’t remember)
- Robinhood
- Full of dark patterns
- Significantly cheaper futures/options trading
- Able to apply for IPOs (with 1 share minimum)
- Pretty UI?
- Use my referral link above to earn $5-$200
- IBKR/Paasa
Credit cards -TODO
Autopay
Here’s my Amex referral link. Use it and we could both earn rewards if you are approved and get a Card. Check out offers and Card benefits. https://americanexpress.com/en-us/referral/blue-cash-everyday-credit-card?ref=JoelTRzNS&xl=cp19
Chase card referal link - Earn cash back with the Chase Freedom Unlimited or Chase Freedom Flex credit card. I can be rewarded if you apply here and are approved for the card. Learn more. https://www.referyourchasecard.com/18a/ZJRLJIC9NZ
Taxes - TODO
Ensure no social security withholding
Loyalty Programs - TODO
Rove - www.rove.com/?signup&referralCode=ZVD8JNK8
Avios app - If you start collecting Avios using the Avios app, we’ll get 500 Avios each! https://avios.mention-me.com/m/wa/xw4jq-joel-tony
Android apps in US
Public libraries
Sending Money to the US - TODO
- https://paasa.com/blog/how-to-adjust-tcs-against-advance-tax-liability-2026-guide
- https://sakthipriyan.com/building-wealth/books/the-global-indian-investor/03-lrs-how-to-send-money/
Miscellaneous - TODO
- YNAB
- FTI-TTP
- https://docs.google.com/document/d/1Yjurkk4AK4uQeFAxzjmDdPksD_JzJk6DijUs3INb17g/edit?tab=t.0